Ask HTM - The Key Personal Finance Metric, Negotiating A Lower Car Loan Rate, & WTD When Your Cheese Is Moved #805
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 25 March 2024
⏱️ 59 minutes
🧾️ Download transcript
Summary
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
1 - Am I supposed to include employer contributions when determining my savings rate?
2 - Is it possible to negotiate a lower car loan interest rate now that I have a higher credit score?
3 - Should I save extra for retirement if I have a healthy guaranteed pension?
4 - After purchasing my dream home, what should I work towards next?
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
- Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
- Join a thriving community of fellow money in the HTM Facebook group.
- Find the best credit card for you with our new credit card tool!
- Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
During this episode we enjoyed an Alpsi by HighGrain Brewing- a big thanks to Mike and Kristy for donating this one to the pod! Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
See omnystudio.com/listener for privacy information.
Transcript
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| 0:00.0 | Hi friends I'm Danielle Robe and I'm Simone Boyce and we're here to introduce you to the |
| 0:05.0 | bright side a new kind of daily podcast that's guaranteed to light up your day. |
| 0:10.8 | Every weekday we're bringing you conversations about culture, the latest trends, inspiration, and |
| 0:16.0 | so much more. |
| 0:17.0 | We'll hear from celebrities, authors, experts, and listeners like you. |
| 0:21.7 | Whether it's relationships, friend advice, |
| 0:24.0 | or figuring out how to navigate life's transitions, |
| 0:27.0 | big and small. |
| 0:28.5 | We'll talk through it together. |
| 0:30.3 | Listen to the bright side from Hello Sunshine every weekday on the I Heart |
| 0:34.5 | Radio app Apple Podcasts or wherever you get your podcast. |
| 0:38.0 | Hi I'm John Hope Bryan host of Money and Wealth on the Black Effect |
| 0:42.3 | podcast network. I'm an entrepreneur and a businessman. |
| 0:46.0 | Now every Thursday, my newest venture is educating you on how to win financially. |
| 0:52.0 | Even better, I'm going to teach it now. you on how to win financially. |
| 0:53.0 | Even better, I'm going to teach it in the way that, well, you can understand. |
| 0:57.6 | I'm going to meet you where you are and take you where you need to be. |
| 1:00.7 | We all might have different starting points and end goes but as long as we |
| 1:04.4 | have the desire to acquire financial freedom it can be done. Listen to money and |
| 1:09.1 | wealth with John Hope Bryant every Thursday on the Black Effect Podcast Network. |
| 1:14.0 | I-heart Radio app, Apple Podcasts, or wherever you get your podcast. |
| 1:20.0 | John Stewart is back in the host chair at the Daily Show, which means he's also back in our ears on the Daily Show, Ears Edition podcast. |
... |
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