Ask HTM - Teenage Homebuyers, Best Type of Life Insurance, & Making Easy Money with Securities Lending #994
How to Money
iHeartPodcasts
4.5 • 3.1K Ratings
🗓️ 9 June 2025
⏱️ 59 minutes
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Summary
Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
1 - Should I participate in securities lending if that’s a service my brokerage is offering?
2 - Life insurance is on the horizon so should I get an indexed universal life plan like some friends of ours did?
3 - I’d like to purchase a home in the next few years… would it be beneficial to apply for a new Apple card?
4 - Does it make more sense to repair or replace an old Cadillac that’s due for some repairs?
5 - Should I keep the fancy portfolio that Bloom, now defunct, created for me or is there a better option?
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
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- Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
- Join a thriving community of fellow money in the HTM Facebook group.
- Find the best credit card for you with our new credit card tool!
- Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
During this episode we enjoyed a Doom Volume by The Veil! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
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Transcript
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| 0:00.0 | This is an IHeart podcast. |
| 0:04.2 | Run a business and not thinking about podcasting. |
| 0:06.9 | Think again. |
| 0:07.5 | More Americans listen to podcasts than adds supported streaming music from Spotify and Pandora. |
| 0:11.7 | And as the number one podcaster, IHearts twice as large as the next two combined. |
| 0:15.7 | Learn how podcasting can help your business. |
| 0:17.6 | Call 844-844-I-Hart. |
| 0:19.6 | Are there any pictures of you online? |
| 0:21.5 | Then you could already be in a massive police database without even knowing it. |
| 0:25.5 | Clearview scrapes together images from Facebook, from LinkedIn, from Venmo accounts. |
| 0:31.1 | I'm Dexter Thomas, host a Kill Switch, a podcast about how living in the future is affecting us right now. |
| 0:36.9 | Police, they are trusting |
| 0:38.3 | this software with this magical ability to lead them to the right suspect. In this episode, we |
| 0:43.6 | dive into how cops are using AI and facial recognition and sometimes getting it wrong and putting |
| 0:48.7 | innocent people behind bars. So if your accuser is this algorithm, but you're not even being told that it was used, |
| 0:56.4 | let alone given any of the details about how it works. Listen to KillSwitch on the IHeart Radio app, |
| 1:01.9 | Apple Podcasts, or wherever you get your podcasts. Open AI is a financial abomination, a thing that |
| 1:08.8 | should not be, an aberration, a symbol of rot at the heart |
| 1:11.8 | of Silicon Valley. And I'm going to tell you why on my show Better Offline, the rudest show in the |
| 1:16.1 | tech industry, where we're breaking down why Open AI, along with other AI companies, are dead set |
| 1:20.8 | on lying to your boss that they can take your job. I'm also going to be talking with the greatest |
| 1:24.9 | minds in the industry about all the other ways the rich and powerful are ruining the computer. |
... |
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