Ask HTM - Spending Cash Windfalls, Retirement Investing vs College Savings, & So You Think You Can Landlord?! #1024
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 18 August 2025
⏱️ 60 minutes
🧾️ Download transcript
Summary
Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
1 - How hard should I push to be a landlord if I’m able to buy our next house without selling the current house?
2 - Should I dial back my investing for the kids’ college given the recent market volatility?
3 - What should I do with a recent inheritance of six figures?
4 - My daughter is going to Europe for a high school trip- what’s the best way for her to spend while abroad?
5 - What’s the most affordable way for my 11 year old to text and call, without internet or social media access?
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
- Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
- Join a thriving community of fellow money in the HTM Facebook group.
- Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
During this episode we enjoyed a Cordial Saison by Burial! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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Transcript
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| 0:00.0 | This is an IHeart podcast. |
| 0:04.1 | Your gaming setup should flex as hard as you do. |
| 0:08.1 | Every Lenovo gaming device is engineered for victory, |
| 0:11.3 | featuring powerful GPUs, ultra-responsive displays and advanced cooling systems |
| 0:15.6 | that keep things chill under pressure. |
| 0:18.1 | With a range of machines to support every play style, |
| 0:21.9 | Lenovo is the perfect mix of performance and versatility. Whatever your grind looks like, shop now at Lenovo.com |
| 0:27.4 | slash back to school. Inspired by Drive, powered by innovation. Welcome to How to Money. I'm Joel. |
| 0:36.9 | I'm Matt. Today, we're answering |
| 0:38.8 | your listener questions. We're keeping the inflections elevated slightly for you, our listener. |
| 1:03.1 | Put the emphasis on the different syllable, Matt. |
| 1:06.4 | Listener questions. |
| 1:07.6 | Who knows what we're going to get to during today's episode? |
| 1:10.4 | Well, I know because I picked these questions out ahead of time. That's true. I was going to get to during today's episode? Well, I know, |
| 1:07.8 | because I picked these questions out ahead of time. That's true. I was going to say it's like a, it's like a, but the listeners don't know. It's like a box of chocolates. Yeah, except that's not even true because all boxes of chocolate have the little roadmap on the back of the lid. That's true, yeah. So you know what you're getting. |
| 1:09.0 | What was all Mr. Gump saying? |
| 1:11.4 | Would you ever blindfold yourself though and pick? |
| 1:12.8 | I don't know. |
| 1:13.4 | I couldn't do that. |
| 1:28.5 | There were a lot of like, That's true, yeah. So, you know what you're getting? What was all Mr. Gump saying? Would you ever blindfold yourself though? |
| 1:28.9 | And pick? |
| 1:30.3 | I don't know. |
... |
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