meta_pixel
Tapesearch Logo
Log in
How to Money

Ask HTM - Set for Life w/ Trump Accounts, Cash vs a Car Loan, & Vetting a Financial Advisor #1129

How to Money

iHeartPodcasts

Education, Investing, Business

4.63.2K Ratings

🗓️ 20 April 2026

⏱️ 56 minutes

🧾️ Download transcript

Summary

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

 

1 - Financial advisors: What’s a good price for a financial advisor and is it worth the cost?

2 - Paying for a minivan: Should I pay cash or take the 1.9% loan they’re offering?

3 - Set for life: Why aren’t y’all talking about the Trump accounts to supercharge your kids retirement accounts?

4 - eSIM: Is this the best option for travel abroad and where should I get one?

 

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

  • Credit card perks: Check out our favorite credit cards that we use to maximize rewards and optimize our spending.
  • Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group!
  • Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
  • Money Gears: knowing what to do with your money is crucial to your personal finance journey.
  • MG7: and maybe you’re well on your way to financial independence but you’re looking for some financial reassurance, that’s when heading over to HowToMoney.com/Advisor and getting matched with a highly vetted financial advisor makes sense.

 

During this episode we enjoyed a Satisfied by Piedmont Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

See omnystudio.com/listener for privacy information.

Transcript

Click on a timestamp to play from that location

0:00.0

This is an IHeart podcast.

0:02.5

Guaranteed human.

0:04.4

No gloss, no filter.

0:07.4

Just stories.

0:09.1

Spoken without fear.

0:10.9

Person who is not generous can not be an artist.

0:13.8

The world will be at peace only when it is ruled by poets and philosophers.

0:18.4

Listen to my weekly podcast, the Pooja Bhats show show, and the I Heart Radio app, Apple Podcasts,

0:24.2

or wherever you get your podcasts.

0:27.3

Come for the honesty.

0:29.2

Stay for the fire.

0:33.1

Welcome to How to Money.

0:34.6

I'm Joel.

0:35.2

And I am Matt, the Asian-looking one.

0:38.9

That's how you can distinguish us.

0:40.9

Today we're going to answer your listener questions.

0:43.8

Today we're going to answer your listener questions. You know, I do wonder sometimes if folks are like, which one's which, because we hear that in voice memos.

1:06.4

We see that in email sometimes where folks are like, I'm not sure which one of y'all said it.

1:09.8

Well, they say our voices sound alike. Yeah, they do. And we're both. are like, I'm not sure which one of y'all said it. Well, they say our voices sound alike.

1:28.3

Yeah, they do. And we're both, I mean, I'm half Korean. So for the most part, we're both white guys. Which I know you always have. Out of the mill. Yeah. Okay, I think I said that because right before we hit record, you started singing a K-pop Demon Hunter Golden Song

1:29.5

because of the beer

1:30.9

that we're going to enjoy during this episode.

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from iHeartPodcasts, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of iHeartPodcasts and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.