Ask HTM - Road Trips with Old Cars, Steps to Combining Finances, & When to Drop Escrow #997

How to Money

iHeartPodcasts

Business, Investing, Education

4.5 • 3.1K Ratings

🗓️ 16 June 2025

⏱️ 60 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Is Matt planning to take his old clunker on his 2 week road trip?

2 - After getting married, what are the practical steps in combining our finances?

3 - I’m considering dropping my escrow… what are the pros and cons?

4 - Paying for daycare with a credit card now comes with an additional fee… is the juice worth the squeeze?

5 - What is the new, inflation adjusted, dollar amount for Money Gear #1?!

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Find the best credit card for you with our new credit card tool!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

During this episode we enjoyed a whiteferrari by The Veil! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

Transcript

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0:00.0	This is an IHeart podcast.
0:04.1	I'm a creator.
0:05.5	Ideas hit fast.
0:06.9	I have to keep up.
0:07.9	I'm a gamer.
0:08.8	If I'm lagging, I'm losing.
0:10.6	I'm a student.
0:11.6	Cramming's my cardio.
0:12.9	I own my business.
0:14.4	I run numbers and the room.
0:16.9	Only Lenovo lets you build a PC that fits your grind.
0:20.1	Choose the power, memory, storage and graphics at Lenovo.com slash customize because only you know what you need and you won't find it better anywhere else. Get free shipping at Lenovo.com slash customize.
0:34.7	Run a business and not thinking about podcasting. Think again.
0:38.0	More Americans listen to podcasts than ads supported streaming music from Spotify and Pandora.
0:42.2	And as the number one podcaster, IHeart's twice as large as the next two combined.
0:46.3	Learn how podcasting can help your business.
0:48.1	Call 844-844-I-Hart.
0:50.4	Did it occur to you that he'd charmed you in any way?
0:57.8	Yes, it did. But he was a charming man. It looks like the ingredients of a really grand spy story, because this ties together
1:04.5	the cold war with the new one. I often ask myself, now, did I know the true Jan at all?
1:12.7	Listen to Hot Money, Agent of Chaos on the IHeart Radio app, Apple Podcasts, or wherever you get your podcasts.
1:20.3	Welcome to How to Money. I'm Matt. I'm just kidding. I'm Joel. And you're...
	...

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