Ask HTM - Recasting to Lower Your Mortgage Payment, A Solar Panel Conundrum, & Forfeiting I Bond Interest #568
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 19 September 2022
⏱️ 59 minutes
🧾️ Download transcript
Summary
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!
1 - Is it best to recast a mortgage or should I just pay a lump-sum and be done with the mortgage a bit sooner?
2 - Frugal or cheap?! Repurchasing a board game online after it dropped in price, and having to drive in order to return the original.
3 - What interest am I forfeiting if I pull money out of my I bonds early?
4 - When buying solar, am I just exchanging a loan payment for my monthly electricity bill?
5 - I’d like to be a long-distance landlord- is that a wise move and what else should I keep in mind?
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
- Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
- Find a thriving community of fellow money nerds by joining the HTM Facebook group!
- Maximize your rewards by getting the best credit card for how you spend.
- Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
- Don’t be cheap and forego getting a life insurance policy. Compare rates with Policygenius.
During this episode we enjoyed a German Chocolate Cake by Wicked Weed! And please help us to spread the word by letting friends and family know about How To Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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Transcript
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| 0:00.0 | The podcast, and that's what you really missed, brings you back to the choir room for a |
| 0:04.6 | gloriously glee-key rewatch of all six masterfully musical seasons of Glee. |
| 0:09.8 | Join cast members Kevin MacKale and Jenna Uschkewitz for never-before-heard stories from the |
| 0:13.8 | cast, crew, celebrities, and you, the fans. |
| 0:17.3 | From McKinley High to New York City, from the choir room to nationals, and from the Super |
| 0:21.6 | Bowl to a World Tour. |
| 0:23.2 | Listen to, and that's what you really missed, on the iHeartRadio app Apple Podcasts or |
| 0:27.9 | wherever you get your podcasts. |
| 0:31.3 | I'm Mo Rocka, and I'm back with season three of my podcast, Mo Bituaries. |
| 0:36.4 | I've dug up even more stories about the people and things that fascinate me. |
| 0:41.4 | From the fruit that once scandalized, to the band that played second banana to the Beatles. |
| 0:49.6 | They were lucky to come in second, and the truth is they only came in second for about |
| 0:53.2 | two months. |
| 0:54.2 | In addition to Mo Bituaries, on the iHeartRadio app, Apple Podcasts or wherever you get |
| 0:59.2 | your podcasts. |
| 1:00.8 | The world of chocolate has been turned upside down. |
| 1:03.2 | A very unusual situation. |
| 1:05.1 | You saw this tax-appasion in office. |
| 1:06.9 | Chocolate comes from the cacountry, and recently Variety's cacao fought to have been lost |
| 1:10.6 | centuries ago where we discovered in the Amazon. |
| 1:12.9 | There is no chocolate on earth like this. |
| 1:15.6 | Now some chocolate makers are racing deep into the jungle to find the next game-changing |
... |
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