Ask HTM - Pro Help to Break the Paycheck to Paycheck Cycle, Down Payment Money Market Accounts, and Viable Student Loan Forgiveness Plans #979

How to Money

iHeartPodcasts

Business, Investing, Education

4.5 • 3.1K Ratings

🗓️ 5 May 2025

⏱️ 54 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - How can I find a financial coach to help me to quit living paycheck to paycheck?

2 - Should I put my savings in a money market account if I’m saving up for a home down payment?

3 - Which student loans are actually going to be cancelled after a period of time?

4 - I have thousands in medical bills that are coming due - should I put those charges on a credit card if I have the cash?

5 - Does it make sense to sell the old truck in order to pay off our house a few months earlier this year?

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Find the best credit card for you with our new credit card tool!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

During this episode we enjoyed a Spring by Creature Comforts! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

Transcript

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0:00.0	You're listening to an IHeart podcast.
0:05.0	Run a business and not thinking about podcasting.
0:07.6	Think again.
0:08.3	More Americans listen to podcasts than add supported streaming music from Spotify and Pandora.
0:12.5	And as the number one podcaster, IHearts twice as large as the next two combined.
0:16.6	Learn how podcasting can help your business.
0:18.4	Call 844-844-I-Hart.
0:20.6	My husband has a secret son from a past partner.
0:23.2	Hold up, Sam.
0:23.8	How do we know?
0:24.4	Have we done the DNA test?
0:25.5	Well, John, luckily, it's mother.
0:27.0	May I have a DNA test week on the OK Storytime podcast?
0:30.0	So we'll find out soon.
0:31.2	And this wife writes,
0:32.1	My husband received a Facebook message from a woman saying that he is the father of a five-year-old. At first, he didn't remember her, but then he realized they had a one-night stand
0:39.9	right before we started dating.
0:41.5	Wait, but do we have proof he's the dad?
0:43.2	To hear the explosive finale, listen to the OK Storytime podcast on the IHeartRadio app,
0:47.9	Apple Podcasts, or wherever you get your podcast.
0:52.3	I want you to ask yourself right now, how am I actually doing?
0:55.8	Because it's a question that we rarely ask ourselves.
	...

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