Ask HTM - Moving Beyond the S&P, Investing for a Down Payment, & Lump Sum Number Crunching #910
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 25 November 2024
⏱️ 53 minutes
🧾️ Download transcript
Summary
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
1 - Can you help me crunch the numbers to determine: lump sum or a monthly pension?
2 - How should I invest down payment money for a home purchase?
3 - Should my relative consider annuities for a large inheritance?
4 - Did I invest in the S&P 500 correctly?
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- Join a thriving community of fellow money in the HTM Facebook group.
- Find the best credit card for you with our new credit card tool!
- Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
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Best friends out!
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Transcript
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| 0:00.0 | Welcome to How to Money. I'm Joel you switching things up. |
| 0:26.9 | A little more staccato with my delivery method. |
| 0:29.7 | You were. |
| 0:30.8 | Happy Monday, everybody. |
| 0:31.6 | Actually, that was just my AI voice. |
| 0:34.2 | Oh, please. |
| 0:35.0 | AI voices now are seamlessly human. |
| 0:38.4 | If you've listened to any of the Google's notebook podcast creators, it sounds like... |
| 0:42.8 | What was that app we were messing with when Chris Hutchins came to visit us for us? |
| 0:46.0 | That's what it was. |
| 0:46.5 | Yeah, yeah. |
| 0:47.0 | So, like, you can input a bunch of data and they'll create what they think a podcast just like. |
| 0:51.4 | Well, no, he had one where you could essentially use AI to be an assistant |
| 0:55.5 | and call people on your behalf and have a conversation. Oh, I forget what that was. That was crazy. |
| 1:00.4 | I still don't believe that there wasn't somebody sitting in a call center because I could hear like the call |
| 1:06.0 | center of people behind them. I have mostly insulated myself from the realities of artificial intelligence. |
| 1:10.7 | I don't use it myself in any meaningful way. |
| 1:12.6 | And so to see that, I was like, oh my gosh, if this is real, this has gotten good. |
| 1:16.6 | Some of the Google products that are being rolled out where they are creating a podcast from scratch, |
| 1:20.6 | and they are mimicking what they think a podcast should sound like with the little things that you and I tend to say, |
| 1:25.6 | like in between sentences where we're |
| 1:27.5 | interjecting odd little sounds and affirmations, things like that. The groans I make when you |
... |
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