Ask HTM - House Hacking Instead of Investing, Costco vs Sam's Club, & Investing Too Much Money #418
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 4 October 2021
⏱️ 57 minutes
🧾️ Download transcript
Summary
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!
1 - How do I know if I’m investing enough when financial advisors always say to invest just a little bit more?
2 - Which warehouse club should I go with- Costco or Sam’s Club?
3 - What should I do with a 401k from a previous employer?
4 - How large should my emergency fund be, where should I keep it, and where can I earn a high rate of return on money in 2-3 months?
5 - Should I start house hacking if that means investing less money in the stock market?
During this episode we enjoyed a Southern Crisp by Southern Grist Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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Transcript
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| 0:00.0 | Hey there, I'm David Novak. I ran Taco Bell KFC in Pizza and like you, I'm always learning |
| 0:06.2 | so that I can be the best leader I can be. That's why I started How Leaders League. The |
| 0:11.0 | first leader-deleter podcast was CEOs from Adobe, Pepsi and the Home Depot so you can learn |
| 0:17.2 | how they get it done. In fact, I just did an episode with Gail Troberman, the president |
| 0:22.4 | and CMO of I Heart. Listen to our entire conversation on How Leaders |
| 0:26.6 | Lead with David Novak, available on the I Heart Radio app or wherever you listen to podcasts. |
| 0:35.5 | Every week, hundreds of thousands of fans download the popular stuff they don't want |
| 0:40.1 | you to know podcast to get to the bottom of popular cultures biggest myths. And now, the stuff |
| 0:45.4 | they don't want you to know book separates conspiracy fact from conspiracy theory, from biological |
| 0:50.8 | testing to our endless fascination with the Kennedy assassination. This holiday season give |
| 0:55.8 | the gift that explains the unexplainable. The stuff they don't want you to know book, available |
| 1:00.9 | now, order its stuff you should read books.com or wherever you buy your books. |
| 1:30.9 | Subscribe to I Heart True Crime Plus today exclusively on Apple Podcasts. |
| 2:00.9 | This is an Ask How to Money Episode where we're going to take listener questions. We've got |
| 2:05.3 | five great ones to get to this episode including we've got a listener who basically once our |
| 2:10.8 | blessing when it comes to his house hacking pursuits. We're going to get to that one. We're going |
| 2:15.1 | to talk about warehouse clubs, which ones make sense for you. And we've got a question two from a |
| 2:19.4 | listener who is wondering if he is investing too much of his money. That's not a problem that many |
| 2:24.6 | people encounter, but he is trying to figure out the right balance of investing for himself. I'm |
| 2:31.0 | looking forward to maybe a more nuanced conversation that you and I will have, which I feel like we |
| 2:36.0 | all we try to bring that to every episode to every question that we have. We try to bring a |
| 2:39.3 | nuanced answer. We're never like, oh, 100%. That's totally stupid. It depends on a lot of things. |
... |
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