Chelsea Handler here. This week on the Dear Chelsea podcast, Riley Keough discusses the memoir she co-wrote with her mother, Lisa Marie Presley. But it's also such a gift to be able to sit here and say as an adult woman, I had such a good mother. Yes. That is a gift. I know. You know, she certainly was not like a, I don't know what a perfect mother is. Well, she wasn't a traditional mother. She wasn't a traditional mother.

I am so grateful to have had her as a mother.

To have that kind of love.

Find Dear Chelsea on the Iheart Radio app, Apple Podcasts, or wherever you get your podcasts.

Hey, what's up?

This is Ramsey's job.

And I go by the name Q. Ward. And we'd like you to join us each week for our show Civic Cypher. That's right. We discuss social issues, especially those that affect black and brown people, but in a way

that informs and empowers all people. We discuss everything from prejudice to politics to police

violence, and we try to give you the tools to create positive change in your home, workplace,

and social circle. We're going to learn how to become better allies to each other.

So join us each Saturday for Civic Cipher on the IHeartRadio app, Apple Podcast, or wherever

you get your podcast.

Welcome to How to Money.

I'm Joel.

I am Matt.

And today, we're answering your listener questions.

Okay. You know it, buddy. It is Monday, and I am excited to hear from multiple How to Money listeners today.

We've got a listener who is interested in shifting his investments towards gold.

He's looking to diversify, but is he doing it for the right reasons?

And is it something we'd recommend?

We'll get to that one. Another listener is looking to avoid a potential student loan repayment scam.

So we'll cover the details there.

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