Ask HTM - Diversifying to FI, Upside Down on an RV, & Extreme Lengths to Buy a Home #937

How to Money

iHeartPodcasts

Business, Investing, Education

4.5 • 3.1K Ratings

🗓️ 27 January 2025

⏱️ 60 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Is a stocks only portfolio diversified enough for financial independence or do I need to include real estate?

2 - What’s the best way to get rid of an RV that I’m upside down on?

3 - Where should I park cash that I’m saving up for a down payment, or should I invest those funds?

4 - For my credit score: is credit utilization calculated on each individual card or the total credit available across all of my cards?

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Find the best credit card for you with our new credit card tool!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

During this episode we enjoyed an Ash by Humble Forager! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

Transcript

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0:00.0	John Stewart is back at The Daily Show and he's bringing his signature wit and insight straight to your ears with The Daily Show, Ears Edition podcast.
0:08.8	Dive into John's unique take on the biggest topics in politics, entertainment, sports, and more.
0:14.2	Joined by the sharp voices of the show's correspondence and contributors.
0:18.3	And with extended interviews and exclusive weekly headline roundups, this podcast gives
0:23.6	you content you won't find anywhere else.
0:26.6	Ready to laugh and stay informed?
0:28.7	Listen on the Iheart Radio app, Apple Podcasts, or wherever you get your podcasts.
0:56.8	Happy holidays from me, Michael Rappaport, and my gift to you is a free subscription to the I Am Rappaport Stereo podcast where I discuss entertainment, sports, politics, and anything and everything that catches my attention. I am here to call it as I see it and there's a whole lot of things catching my eyes these days. Listen to the I Am Rap Report Stereo
1:02.8	podcast on the IHeart Radio app, Apple Podcast, and wherever you get your podcast. Hey you guys,
1:09.0	I'm Catherine Legg. I'm a racing driver who's literally driven everything with four wheels across the planet.
1:14.5	And I've got a new podcast.
1:16.1	It's called Throttle Therapy.
1:18.2	This season, I'm competing in some of the world's most notorious racing event.
1:22.1	Tune into my new podcast, Throttle Therapy, with Catherine Leg,
1:25.0	an IHart Women's Sports Production in partnership
1:27.7	with deep blue sports and entertainment.
1:29.6	You can find us on the IHeart Radio app, Apple Podcasts, or wherever you get your podcast.
1:34.4	Presented by Elf Beauty, founding partner of IHart Women's Sports.
1:38.8	Welcome to How to Money.
1:40.2	I'm Joel.
1:40.8	I'm Matt.
1:41.7	And today we're answering your listener questions.
	...

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