On Queen Charlotte, the official podcast, we're stepping behind the scenes and the drawing boards of this team to experience the life

breathes into the Bridgerton prequel, listen to the Leap's executive producer and series director Tom Verica took to capture the feeling that puts that lump in your throat.

And you've got to catch creator Shonda Rhymes. She's dropping gems, diamonds, and mics.

You can listen to Queen Charlotte, the official podcast every Thursday on the iHeart Radio app, Apple podcasts, or any where you listen to your favorite shows.

The thing that I most know the about is other people's finances. I just want to ask people how much money do you make and what have you figured out about money that the rest of us haven't?

I might allow and this is other people's pockets. The show where I ask people about their money because salary transparency is important and because we can all learn something from other people's financial mistakes and money hacks.

Other people's pockets is a co-production of pushkin industries and little everywhere. Listen to other people's pockets on the iHeart Radio app, Apple podcasts, or wherever you get your podcasts.

Hey, it's Joel and Matt. And if you're like us, you're probably staying up way too late, asking questions like, how can I hate my taxes less? Or did my recent medical bill really have to cost that much?

Well, look, you can go to bed at a normal time because Freakinomics Radio, one of our favorite podcasts is here to help.

Freakinomics Radio has more than 500 episodes worth of answers to your biggest money questions with the help of fascinating guests, including CEOs, artists, and Nobel laureates.

Make sure to check out their new series about the economics, the politics, and the ethics of returning the world's art to its makers.

Listen wherever you get your podcasts.

Welcome to Had a Money. I'm Joel. I'm Matt. And today we are answering your listener questions.

That's right, Joel. I'm excited that we've got another episode answering listener questions.

We have an array of questions to cover today, man. Everything ranging from something as simple as replacing light bulbs to negotiating a lower anal percentage rate on our credit card, all the way to something a little fencer, even a lending club.

That's that peer to peer lending. We're going to talk about that too at the end.

Yeah, that sounds good, man. But before we get to those questions, I wanted to share with you something I just recently read.

Did you know that over 50% of the books sold in the United States now are sold through Amazon.com? And that kind of crazy?

Yeah, that's not so, man. Not only I read the same article because you and I communicate like that. It's not only physical books, but it's also electronic books, audio books.

I think it's spanned all of the different media types that Amazon's selling. It's insane though.

Yeah, man, I don't think that's great for competition. That's not overall a really good thing.

The one company is selling over 50% of something like books in our country.

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