Ask HTM - Combining Our Lives/Money, REITs vs Real Estate, & Cutting Childcare Costs #622
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 23 January 2023
⏱️ 65 minutes
🧾️ Download transcript
Summary
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!
1 - How should my fiancé and I go about combining our bank accounts, credit cards, and investments?
2 - Should I stop contributing to my Roth IRA until I’m able to fully replenish my six month emergency fund?
3 - Are REITs inferior to investing in actual real estate?
4 - When should I consider opening a specific business checking account?
5 - Daycare and other kid expenses are quite large- what are some ways to cut those bills?
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
- Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
- Join a thriving community of fellow money in the HTM Facebook group.
- Find the best credit card for you with our new credit card tool!
- Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
- Don’t be cheap and forego getting a life insurance policy. Compare rates with Policygenius.
During this episode we enjoyed a Jasper with Peacharine by Fidens Brewing- a big thanks to Michael and Emily for sending this one our way! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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Transcript
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| 0:00.0 | Hey there, I'm David Novak. I ran Taco Bell KFC in Pizza and like you, I'm always learning |
| 0:06.2 | so that I can be the best leader I can be. That's why I started How Leaders League. The |
| 0:11.0 | first leader-deleter podcast was CEOs from Adobe, Pepsi and the Home Depot so you can learn |
| 0:17.2 | how they get it done. In fact, I just did an episode with Gail Troberman, the president |
| 0:22.4 | and CMO of I Heart. Listen to our entire conversation on How Leaders |
| 0:26.6 | Lead with David Novak, available on the I Heart Radio app or wherever you listen to podcasts. |
| 0:32.1 | I'm Jacob Goldstein, host of the podcast What's Your Problem? And over the next few weeks, |
| 0:40.1 | I'll be talking to the people who are shaping the future of food. A Stanford scientist raised |
| 0:45.9 | billions of dollars to make meat without animals. The mission of the company is to completely |
| 0:51.4 | replace animals as a food technology. A kid who grew up at his uncle's pizza shop is helping |
| 0:56.4 | family restaurants survive in the 21st century. The bottleneck isn't the pizza oven, it's |
| 1:02.0 | the telephone. It's the telephone. And a guy who helped create the iPhone is trying |
| 1:06.9 | to eliminate food waste by reinventing the trash pit. First and foremost, it has to not |
| 1:12.6 | smell. And that's a crazy thing to say. Listen to What's Your Problem on the I Heart |
| 1:18.4 | Radio app, Apple Podcast or wherever you get. |
| 1:22.6 | Oh, come on, Jacob, you wouldn't pay an extra dollar for a stegosaurus burger. I'd |
| 1:26.9 | pay an extra dollar. Does it come with fries? Sure, I'll throw in the fries for free. |
| 1:34.6 | If you could completely remove one phrase from your vocabulary, which phrase would you |
| 1:39.2 | choose? I don't know. Correct answer. No, I mean, I don't know which |
| 1:45.5 | phrase. And the best way to banish I don't know from your life is by cramming your brain |
| 1:49.7 | full of stuff you should know. Join your host, Josh and Chuck, on the super popular |
| 1:54.4 | podcast packed with fascinating discussions on science, history, pop culture, and more. |
... |
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