Ask HTM - Budgeting for Housing Splurges, ChatGPT for Your Savings, & Churning Free Gym Trials #964

How to Money

iHeartPodcasts

Business, Investing, Education

4.5 • 3.1K Ratings

🗓️ 31 March 2025

⏱️ 59 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Is there a new homeowner rule of thumb for housing maintenance for that first year of ownership?

2 - Should I use ChatGPT in order to juice my savings returns?

3 - Does it make sense to pay off my mortgage with savings in a brokerage account?

4 - Do I include a pension lump sum when calculating my net worth?

5 - Churning gym membership free trials: frugal or cheap?

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Find the best credit card for you with our new credit card tool!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

During this episode we enjoyed a Lil Biggie on Chrome by Contrast Artisan Ales! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

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Transcript

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0:00.0	Prohibition is synonymous with speak-esies, jazz, flappers, and of course, failure.
0:05.8	I'm Ed Helms, and on season three of my podcast, Snafu, there's a story I couldn't wait to tell you.
0:11.2	It's about an unlikely duo in the 1920s who tried to warn the public that Prohibition was going to backfire so badly.
0:18.3	It just might leave thousands dead from poison. Listen and subscribe to
0:23.5	Snapoo on the IHeart Radio app, Apple Podcasts, or wherever you get your podcasts.
0:31.2	Hey all you women's soups fans and folks who just don't know yet that they're women's
0:36.1	hoops fans. We've got a big week over at Good Game with Sarah Spain
0:39.4	as we near the end of one of the most exciting women's college basketball seasons ever.
0:44.3	The most parody we've seen in years,
0:46.7	with games coming down to the wire,
0:48.7	and everyone wondering which team will be crowned national champions this weekend in Tampa.
0:53.7	Listen to Good Game with Sarah Spain on the IHe Radio app, Apple Podcasts, or wherever you get your podcasts.
1:00.7	What's up y'all? I'm AJ Andrews, pro softball player, sports analyst, and the first woman to win a Rawlings gold glove.
1:06.9	On my new podcast, dropping diamonds, we dive headfirst into the world of softball by sharing powerful stories, insights, and conversations that inspire and empower.
1:15.9	It's time to drop bombs and diamonds.
1:19.0	Dropping Diamonds with A.J. Andrews is an IHeart Women's Sports production and partnership with Athletes Unlimited Softball League and Deep Blue Sports and Entertainment.
1:26.7	Listen to Dropping Diamonds with AJ Andrews on the IHeart Radio app, Apple Podcast, or wherever you get your podcast.
1:33.4	Brought to you by Novartis, founding partner of IHeart Women's Sports Network.
1:38.3	Welcome to How to Money. I'm Joel.
1:40.3	I'm Matt.
1:41.2	Today, we're answering your listener questions.
2:03.3	Okay. Joel. I'm Matt. Today, we're answering your listener questions. Happy Monday, everybody. Hey, happy Monday, everybody.
	...

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