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How to Money

Ask HTM - Birth Now Pay Later, Forcing Home Equity with a Basement Build, & Saving vs Paying Credit Cards #946

How to Money

iHeartPodcasts

Business, Investing, Education

4.53.1K Ratings

🗓️ 17 February 2025

⏱️ 62 minutes

🧾️ Download transcript

Summary

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

 

1 - Should we take advantage of interest free payments offered by our hospital after a baby delivery?

2 - What’s the best way to finance a basement buildout?

3 - After we move out of state, what should we do with my wife’s pension that she will no longer qualify for?

4 - Is it smarter to focus on building up my savings or paying off high interest rate credit card debt?

5 - Can you recommend a guaranteed rate of return over 4% with a term of 12 months?

 

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

  • Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
  • Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
  • Join a thriving community of fellow money in the HTM Facebook group.
  • Find the best credit card for you with our new credit card tool!
  • Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

 

During this episode we enjoyed a Dark Arts Tequila Barrel Aged Stout by Wicked Weed! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

See omnystudio.com/listener for privacy information.

Transcript

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0:00.0

Calling all Yellowstone fans.

0:03.0

Let's go to work.

0:05.2

Join Bobby Bones on the official Yellowstone podcast for exclusive cast interviews,

0:11.2

behind the scenes insights, and a deep dive into the themes that have made Yellowstone a cultural phenomenon.

0:17.8

Our family legacy is this ranch.

0:20.2

When I'm a, live my life.

0:22.1

Listen to the official Yellowstone podcast now on the Iheart radio app, Apple Podcasts, or wherever you get your podcasts.

0:30.1

We all have a moment that splits us wide open.

0:33.2

On my new podcast wide open with Ashland Harris, I'll sit down with trailblazers from sports, music, fashion, entertainment,

0:41.3

and politics to explore their toughest moments

0:44.2

and the incredible comebacks that followed.

0:46.8

Listen to Wide Open with Ashland Harris,

0:49.2

an Iheart women's sports production on the Iheart radio app,

0:53.4

Apple Podcasts, or wherever you get your

0:55.6

podcast.

0:56.6

Presented by Elf Beauty, founding partner of IHeart Women's Sports.

1:00.6

Tickets are on sale now, y'all for our 2025 IHeart Country Festival, presented by

1:05.9

Capital One, happening Saturday, May 3rd at the Moody Center in Austin, Texas.

1:09.6

Don't miss your chance to see Brooks and Dunn.

1:13.2

Thomas Redd.

1:15.1

Rascal Flats.

1:17.7

Coleswindale.

...

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