Ask HTM - Best Cars Under $10k, WTD With Inactive Credit Cards, & Retiring on $250k #799
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 11 March 2024
⏱️ 67 minutes
🧾️ Download transcript
Summary
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
1 - Is it better to inherit a house eventually or buy it outright now in order to gain the tax benefits?
2 - I don’t want my credit score to get dinged so how hard should I work to keep my 20 credit cards active?
3 - Should $200k-$300k be enough for my husband and I to retire on?
4 - What’s the best car I can get for under $10,000?
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
- Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
- Join a thriving community of fellow money in the HTM Facebook group.
- Find the best credit card for you with our new credit card tool!
- Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
During this episode we enjoyed a Cuvée des Jonquilles by Brasserie au Baron- a big thank you to Alice for donating this one to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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Transcript
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| 0:00.0 | Hi I'm John Hope Bryan, host of Money and Wealth on the Black Effect Podcast Network. |
| 0:05.2 | I'm an entrepreneur and a businessman. Now every Thursday my newest venture is |
| 0:11.0 | educating you on how to win financially. |
| 0:15.0 | Even better, I'm going to teach it in a way that, well, you can understand. |
| 0:19.0 | I'm going to meet you where you are and take you where you need to be. We all might have different starting |
| 0:23.7 | points and end goes but as long as we have the desire to acquire financial freedom it |
| 0:28.8 | can be done. Listen to Money and Wealth with John Hope Bryant every Thursday on the Black Effect Podcast Network. |
| 0:35.7 | I-heart Radio app, Apple Podcasts, or wherever you get your podcast. |
| 0:41.0 | Hi, I'm Vanessa Bayer and this is my brother Jonah. |
| 0:44.0 | And we are so excited to have you hear the latest season of our nostalgia-themed podcast, |
| 0:48.0 | How Did We Get We're? |
| 0:49.0 | Not only do you get to know me and my brother, you get to know the stories that made us the |
| 0:53.2 | absolutely rude people we are today check out our episodes where we welcome |
| 0:56.8 | hilarious guests like our friend Andy Samberg that's it that's really it and Queen |
| 1:01.0 | Casey Wilson I really went cart before the horse I said I think I have an opportunity to interview winner of the capric party. |
| 1:06.0 | As a high school student and you do not want to miss out on our funny segments like change dot dork. |
| 1:12.0 | Change dot dork. Change dot dork. |
| 1:15.0 | And congratulations, you played yourself. |
| 1:18.0 | Congratulations, you played yourself. |
| 1:20.0 | Listen to our podcast. |
| 1:21.0 | How did we get weird on the I Heart Radio app, Apple Podcasts, or wherever you get your podcast. |
| 1:27.0 | The world is full of magic and wonder, if you know where to look, and I'm obsessed with looking for it. |
... |
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