Ask HTM - Avoiding Busted Budgets, Getting Declined with an 800+, & Financing Medical Expenses #604
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 12 December 2022
⏱️ 65 minutes
🧾️ Download transcript
Summary
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!
1 - As I’m entering retirement, should I consider a financial advisor and how do I go about finding one?
2 - Why was I declined for a new credit card even though my score is over 800?
3 - What are some tips to keep me from busting my budget every single month?
4 - Should I consider financing a medical expense with a provider like CareCredit?
5 - Is an employer match worth it when a variable annuity is the only investment option?
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
- Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
- Join a thriving community of fellow money in the HTM Facebook group.
- Find the best credit card for you with our new credit card tool!
- Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
- Don’t be cheap and forego getting a life insurance policy. Compare rates with Policygenius.
During this episode we enjoyed a 2 Turtle Doves by The Bruery! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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Transcript
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| 0:00.0 | Hey there, I'm David Novak. I ran Taco Bell KFC in Pizza and like you, I'm always learning |
| 0:06.2 | so that I can be the best leader I can be. That's why I started How Leaders League. The |
| 0:11.0 | first leader-deleter podcast was CEOs from Adobe, Pepsi and the Home Depot so you can learn |
| 0:17.2 | how they get it done. In fact, I just did an episode with Gail Troberman, the president |
| 0:22.4 | and CMO of I Heart. Listen to our entire conversation on How Leaders |
| 0:26.6 | League with David Novak, available on the I Heart Radio app or wherever you listen to podcasts. |
| 0:35.7 | How did the online harassment of a Saturday Night Live comedian paved the way to a Trump White House? |
| 0:41.4 | Or how did people in Georgia use Facebook to run a black teacher out of town? |
| 0:46.2 | And what does any of this have to do with our democracy? The answer is the internet. |
| 0:50.8 | There are all instances where women were targeted by an online hate mob. And this kind of thing |
| 0:56.1 | has been steadily creeping from our computer screen into our wider political landscape. I'm |
| 1:01.3 | Brigitte Todd and on my new podcast, Internet Hate Machine, I'll be charting how the harassment |
| 1:05.8 | and abuse of women and other traditionally marginalized people online has led us to our current |
| 1:10.4 | political hellscape. And what we can do about it. Listen to Internet Hate Machine on the I Heart |
| 1:15.4 | Radio app, Apple Podcasts or wherever you get your podcasts. I'm Khalil Duran Muhammad. |
| 1:22.7 | I'm Ben Austin, we're two best friends. One black, one white. I'm a historian and I'm a journalist. |
| 1:28.6 | And we are back for season two of some of my best friends are when we have real talk about |
| 1:33.2 | the absurdity and intricacies of race in America. Join us as we talk to notable guests like |
| 1:38.4 | former Attorney General Eric Holder, restorative Justice Leader Daniel Serred, and other notable |
| 1:43.4 | people about how to make sense of this moment. Listen to some of my best friends are on the |
| 1:48.2 | I Heart Radio app, Apple Podcasts or wherever you get your podcasts. Welcome to How To Money. I'm |
| 1:54.1 | Joel and I am Matt and today we are answering your listener questions. |
... |
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