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How to Money

Ask HTM - 2 Fund Investing Strategy, 529 Plans for Current Educational Expenses, & Fees for Breaking a Lease Early #883

How to Money

iHeartPodcasts

Education, Investing, Business

4.63.2K Ratings

🗓️ 23 September 2024

⏱️ 56 minutes

🧾️ Download transcript

Summary

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

 

1 - Should I use a 529 account to fund some immediate private education costs that we have?

2 - Why doesn’t Chase allow me to use my credit card to pay off a Buy Now Pay Later purchase?

3 - Do you guys follow the 2 funds for life approach to investing?

4 - How should I discuss a penalty my tenants are incurring for breaking their lease early?

 

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

  • Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
  • Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
  • Join a thriving community of fellow money in the HTM Facebook group.
  • Find the best credit card for you with our new credit card tool!
  • Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

 

During this episode we enjoyed a Hand Warmers by Carton Brewing – a big thanks to Michael G for sending this one our way! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

See omnystudio.com/listener for privacy information.

Transcript

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0:00.0

Hey, I'm Jiano Pridenti.

0:02.0

And I'm Jame Jackson Gadsden.

0:03.6

We're the host of Let's Talk offline

0:05.1

from LinkedIn News and I-Heart Podcasts.

0:07.4

There's a lot to figure out when you're just starting your career.

0:10.1

That's where we come in.

0:11.3

Think of us as your work besties you can turn to for advice.

0:14.1

And if we don't know the answer, we bring in people who do,

0:16.7

like negotiation expert Mori to Harry Poor.

0:19.0

If you start thinking about negotiations as just a conversation,

0:21.6

then I think it sort of eases us a little bit.

0:23.7

Listen to Let's Talk offline on the I Heart Radio app, Apple Podcasts or wherever you get your

0:28.5

podcast.

0:29.5

How do you feel about Biscuits? Hi, I'm Akila Hughes, and I'm so excited about my new podcast Rebel Spirit,

0:37.0

where I head back to my hometown in Kentucky and try to convince my high school to change their racist mascot the rebels into something everyone in the

0:43.8

South loves the Biscuits I was a lady rebel like what does that even need?

0:49.0

It's right here in black and white and prints. They're bigger than a flag or mascot.

0:55.0

Listen to Rebel Spirit on the I Heart Radio app, Apple Podcasts,

0:58.0

or wherever you get your podcasts.

1:00.0

This is Michael Rappaport, and I have been professionally podcasting for 10 years.

1:06.0

The podcast game has changed so much and if you're looking for the most disruptive

1:10.3

podcast in the world, then subscribe to the I am Rappaporte stereo podcast today.

...

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