Hello, I'm currently out of office.

An article I read recently said we're more relaxed and more productive after a good break.

So I've gone to Barbados for a month for science.

Yours, Toby.

Take your holiday as seriously as British Airways holidays take your holiday.

Atul protected.

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Hello and welcome to the intelligence from The Economist.

I'm your host, Oire Ogunbei.

Every weekday, we provide a fresh perspective on the events shaping your world.

Did you know that you can fix your mortgage rate forever?

Well, not quite forever, but for decades at least.

And there are a few perks. You won't be

as affected by fluctuating interest rates, but there are also quite a few costs. We weigh up if it's

worth it. And you might be familiar with the American restaurant chain, Olive Garden. Our correspondent explains that unlimited breadsticks aren't the only thing that they're getting right.

...