Hello, my name is Jesse Meekam with another episode of the Jesse Meekam show,

and I'm here each week to obsess out loud about spending purposefully, saving aspirationally, and giving

joyfully, it all comes down to just giving every dollar a job. But today I want to hit savings.

I want to complain to you, whine about savings. We must be careful. When I talk about saving

aspirationally, what are we aspiring to? We are aspiring to spend that

savings. And if you aren't careful, a person that saves a lot and is just dutifully saving

might actually become kind of stingy. Now, you have the spendy person, and we touched on this a couple of shows ago.

We have the spendy person. We have the stingy person, and we want the spendful person.

We want someone that feels the tension between those two things and navigates it.

I won't say with ease, but adeptly. So let's dig in just a little bit.

If you are spendy, it might mean that you are kind of obsessed with the now.

It's just yolo, right?

And yolo right now.

That's the key.

When you are being a little too spendy, it perhaps just means that you are waiting the now, far more

than anything else. And so that might mean that you justify putting something on card because,

hey, we're worried about the right now. It might mean that you don't really accumulate a lot of

savings because you spend everything right now. Maybe you don't go into

debt, but you know, you spend it all right now. You're really just, it's kind of a bit of a

tyranny of the now. And you aren't feeling the tradeoffs of now and later. And those tradeoffs,

because they're missing, you don't really even know what you're

deciding. You don't know what you're saying no to as far as the future goes. You do end up with

...