Are You Throwing Away Free Money? | 15

Call Me Curious

Audible

Society & Culture

4.4 • 555 Ratings

🗓️ 16 June 2022

⏱️ 52 minutes

🔗️ Recording | iTunes | RSS

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Summary

Is your mailbox flooded with credit card junk mail promising free money? There’s cash back, 0% interest, sign-up bonuses, reward points. The come-ons keep on coming! Well, Nikki and Mr. Malone know exactly what you’re thinking — ‘cause they’re thinking it too. Are we missing out on some valuable free stuff? That’s where character actor and self-described money nerd, Chip Chinery of “Chip’s Money Tips,” and the founder of Clever Girl Finance, Bola Sokunbi, come in. They’ll help put our credit questions in perspective, offering up some amazing I-can’t-believe-I-didn’t-think-of-that! financial hacks along with some cool credit wisdom we all can use. Now THAT sounds too good to be true!

New episodes come out every Thursday.

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Transcript

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0:00.0	From Wondry, I'm Nikki Boyer, and this is Call Me Curious, where every week I'll get to the bottom of those funny, strange, puzzling, or just got-a-no questions you have.
0:16.9	And we'll tell you the best we can what the answer is.
0:21.0	Because I've got 21 questions.
0:23.6	I've been 21 guessing you could teach me a lesson.
0:28.3	Call me curious.
0:32.2	Call me curious.
0:34.2	Call me curious.
0:36.2	So tell the truth. Hi, welcome to the show today.
0:52.4	I'm so so happy that you're here.
0:57.1	All right, $85 billion.
1:03.2	And that's a conservative estimate of how many pieces of junk mail are delivered each year.
1:10.5	And it seems like at least $40 billion of it comes straight to my mailbox, and it's mostly in the form of credit card offers. Does anybody else get that much? I get so much junk mail. I'm like, what is this? It's relentless, am I right? And it's also confusing because you see things like $1,000 cash back on qualified purchases. I mean, what does that even mean? What are qualified? What is a qualified purchase? Aren't they all? Oh my gosh.
1:30.3	All right. The truth is, though, I never opened them. But even as I'm tossing them out,
1:35.1	there's a little part of me that's thinking, did I just throw like $1,000 into the trash.
1:40.4	So are we flubbing it financially by not even considering all these come-ons? Most of us don't even know
1:46.3	our FICO from a FICUS. I don't. I ain't paying the extra money to find out what my FICO. What does FICO? I don't
1:52.2	even know what it is. Anyway, I want to know. I am curious. Here's the deal. Are we throwing away
1:57.3	free money? We are going to find out today on Call Me Curious. Okay, so here to help me
2:04.5	navigate the tricky waters of credit card offers is a man who's a credit to the art of podcast hosting.
2:11.6	Mr. Malone, did you like that stretch of an intro? Hi! I loved it, Nick, but for a second, I thought
2:16.9	you were going to say, our very own junk mail himself.
2:20.8	Wait, I should totally redo it.
	...

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