It's Brian Preston, the money guy, restoring order to your financial chaos, retirement,

investing, taxing.

You've got financial questions, he's got financial answers.

It's Brian Preston, the money guy.

Joshua on YouTube said, I recently got a 40% increase in pay.

Correct.

That's awesome.

And I am contributing the full amount to my 401k.

I'm trying to convince my spouse who makes less to also max out the 401k.

So how does he convince her?

And I'm going to go a step further and say, how do they know that's the right decision

for her?

What should they consider?

All right.

So let me make sure you're on a facts right.

Joshua would just got a 40% increase in saving the full $20,500 to this 401k.

He wants to convince his spouse who makes less to also max out her 401k.

I'd ask some questions for Joshua initially.

I'd be like, okay, let's household income.

That's the first thing.

Because if our goal is to save 20%, 25%.

What if him maxing out is already hitting that, right?

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