Here's a question. Don't know if it's healthy, unhealthy. Are you richer than your friend?

Brian, I am so excited that we get to talk about this because oftentimes understanding where we line up with our peers can be helpful. It can be a valuable exercise, but on the flip side, it also could be negative and it could be detrimental.

Well, I want people to always take an active role in your personal finances.

I think you've got to – you've only got to figure out what gives you purpose.

What's the why?

What brings you tremendous happiness?

So you can lean into that?

But you also need to kind of know and hold yourself accountable. Are you ahead of the curve? Are you behind the curve? Are you right where you're supposed to be? And also, I want to dispel something I see out there in social media, especially in the personal finance circles. One of the housing hack things that are out there is it says go by

the cheapest house on a nice street of homes. Because it'll go up and value more. Because it's going

to make a lot more money over the long term. You know, you'll be in this nice neighborhood and you

got in cheaper than everybody else. Your house will likely appreciate more than others. However,

there is something

that is left unspoken about that is that if you are the poorest person on your street and you

surround yourself, you have set yourself up, there's a reason there's a saying, stop trying

to keep up with the Joneses. If you're trying to keep up with the Joneses, you will literally

drive yourself

crazy. And there was actually a research study done by Yale. School of Law said being poorer

than your peers can actually take a toll on both your health and your happiness. So if we're

telling you, look, comparison is the thief of joy. And you don't want to always be the poor friend that can't keep up, can't go out to eat,

can't go on a trips.

You still need to kind of know, take an inventory of where you are so you can actually be on the healthy side of this.

Well, I'll take it a step further.

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