These are the money milestones you need to hit for financial independence.

Brian, I am so excited about this because we love giving folks money milestones to track the progress on their wealth building journey.

So what we've done is we've taken what we believe are the crucial checkpoints that you need to hit on your way to financial independence.

And we're going to share them all with you today.

These will also help you to know whether you're ahead of the curve, behind the curve, or right

where you need to be.

But remember, these are not milestones you need to hit by a certain time to be successful.

These are goals to hit along the way as you build your great, big, beautiful tomorrow.

Okay. as you build your great, big, beautiful tomorrow. Oh, milestone number one is going to surprise some people because it's just reaching the simple goal of being at zero.

Yeah, this may seem counterintuitive.

You may be thinking, okay, well, wait, no, we're talking about financial milestones on my path to financial independence, but you're talking about being dead broke. But what we're

actually saying here is reaching zero is kind of exciting because what it means is you are not

negative. You are not on the other side of the net worth equation. So just getting to a solid

starting point is an amazing

milestone for folks to hit. And to make the point, Credit Karma actually did some research,

and they found out that 31% of Americans have a net worth of zero or below. And by the way,

if you're younger, it's even worse. Yeah, Gen Zs, 41% of Gen Zs have a negative net worth and 38% of

millennial. So there are a lot of folks that are following into this camp of not actually

being at zero that need to work towards this first net worth milestone. Now, there's good reasons

here. I don't want to, because don't think we're throwing shade because I get it, especially for

younger people. There is a why to this. If you think about for younger generations, they just

don't have a lot of assets. That's right. If anything, they've got things working against them

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