The Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love and create

actual amazing relationships. I'm Dave Ramsey your host Dr. John Deloney, Ramsey Personality, PhD in Counseling,

Number One Best Selling Author and host of the Dr. John Deloney show on the Ramsey Network.

He's my co-host today. Open phones here at

AAA 825-525. That's AAA 825. 825 5-225. Jake starts us in Indianapolis.

Hi Jake, how are you?

I'm great, how are you?

Better than I deserve.

What's up?

That's good.

So I lost my job back in November. I haven't really been able to recoup on finances between job to job up to $13,000 in credit card debt living paycheck paycheck to paycheck. it's difficult to get out of that how how can I get out of this?

What were you making at your old job in November?

80,000 a year. Doing what? I was a Chuck driver. Why did you lose your job? I got pulled over and got a bogus ticket, got it reduced, but now jobs, see you still see the ticket and it just won't take me back.

Okay.

Would that be true if you were driving in city or that just over the road over the road yeah so

because a CDL is a pretty valuable thing to have as you know right and I don't think a single ticket, unless you, unless someone was hurt on the occasion that the ticket was issued, a single ticket for speeding or something else is going to keep you from landing anything.

Yeah, was it a DUI?

No, the ticket wrote, the guy cop wrote me for going over 80 miles an hour in my truck. I got it reduced down to an improper driving.

But companies look at the improper driving as that's a reckless driving. So they still look at it as a risk.

And they may have some insurance problems right like they may not be able to

insure you if you work for them they may even want want to hire you, they just can't.

Right. What do you make now?

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