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Smart Money Happy Hour with Rachel Cruze and George Kamel

Are You a Quality or a Quantity Person? (And How That Affects Your Money)

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.92.8K Ratings

🗓️ 29 May 2025

⏱️ 40 minutes

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a free personalized plan. Would you rather buy one pair of expensive designer shoes or get five cheap pairs in every color? In this episode, Rachel and George make their case for quality vs. quantity, plus help you decide when it’s best to splurge or save. Next Steps: 🎥 Watch our video “Harmless” Purchases That Drain Your Bank Account. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour    📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors: Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍹 Woo Woo Cocktail Recipe: Difford’s Guide 1 ounce vodka 1/2 ounce peach schnapps 2 1/3 ounces cranberry juice Instructions: Select and pre-chill an old-fashioned glass. Shake all ingredients with ice and strain into an ice-filled glass. Garnish with a lime wedge. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Today we're talking about a money tendency that we are polar opposites on,

0:08.9

and I'm guessing a lot of you fall into one of these camps too.

0:11.8

If I like it, I'm going to buy it at this stage of life.

0:14.2

Because again, I don't know how many years I have left.

0:16.8

Okay, get off your high horse.

0:18.6

Like, come down with the calm of people.

0:20.5

Yes. And you of people. Yes.

0:21.0

And you're okay.

0:26.6

Hey guys, I'm Rachel Cruz.

0:28.5

I'm George Camel.

0:30.1

And this is Smart Money Happy Hour.

0:42.7

Well, this is the show where two friends who happen to be money experts talk about what you're talking about.

0:45.3

Everything from pop culture, current events, and money.

0:48.4

Before we get to the episode, let's talk about what we're sipping on, Rachel.

0:49.7

It is a woo-woo.

0:50.9

A woo-woo.

0:51.9

Hard to say.

0:52.8

Delicious to drink.

0:54.2

I love a little woo-woo. Stick around until the very end.

0:55.4

We're going to give you our rating and reveal the cost per glass.

0:58.3

It's so great.

0:59.8

So, George, I am a quantity person.

...

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