Welcome to the Jill on Money Show.

It's Tuesday, February 17th, and we are here answering your financial questions.

If you have one, regardless of the topic, regardless of how much or how little money you have, we want to hear from you.

All you need to do is go to our website, Jillonmoney.com, click the contact us button, write us a note. And if you'd like to join us on the air live, check the box. Mark will do everything else. While you're on the website, don't forget to sign it for the free weekly newsletter, which will entitle you to our blog post as well. There are free resources. We've got another show. It's called

Money Watch. We've got a radio show that's Jill on Money and there are videos. All that stuff

is for free. Okay, let's get into it. Today, we are talking to Kate, who is torturing us,

telling us the weather in Arizona while we freeze our tushies off here in the Northeast.

So, Kate, welcome to the program.

You're all loosened up because no cold weather there.

You're not shut down.

You're opened up, ready to rock and roll.

What can we do for you?

Yes, I wanted to, I guess, kind of get a second opinion and a checkup on our, I guess,

my husband and I's financial plan. We had recently

met with a flat fee financial advisor that offers a discounted service through his employer.

And the numbers they were coming up with kind of through this 30 minute back of the napkin

math intro session gave us

room for pause. It was drastically different than kind of the goalpost we've been aiming for.

And so we just wanted to get your take to see if we are on track or if maybe our plan does need

some adjustment. Okay. Well, let's do our own little. We're going to do

even a quicker plan. Let's see what we can find out. Kate, how old are you? 39. And your

husband? 42. Kids? Nope. No kids. Okay. You're both working full time? Correct. You can either do

...