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Money Rehab with Nicole Lapin

Are We in an AI Bubble? Here's the Honest Answer

Money Rehab with Nicole Lapin

Money News Network

Self-improvement, Business, Education

4.61.7K Ratings

🗓️ 9 March 2026

⏱️ 11 minutes

🧾️ Download transcript

Summary

Are we in an AI bubble? It's the trillion-dollar question — and depending on who you ask, you'll get completely opposite answers. Today, Nicole cuts through the noise and takes an honest look at what's actually happening inside the AI market right now. She breaks down why sky-high valuations on AI companies are giving investors serious dot com bubble déjà vu, the circular financing deals that are inflating demand, and why the fact that Nvidia drove roughly a fifth of the S&P 500's gains in 2025 should have every investor paying attention. But she also makes the case for why this moment is fundamentally different from 1999 and what that means for your portfolio. Check out Nicole’s financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers today:  00:00 Are You Ready for Some Money Rehab?  00:24 Both Sides of the AI Bubble Debate  00:44 How Much Money Is Actually Flowing Into AI  01:12 What Sky-High PE Ratios Really Mean  02:14 Dot Com Bubble Déjà Vu  03:32 Circular Financing 03:59 The Warren Buffett Market Indicator 04:19 What's Actually Different This Time  05:10 The Real Risks 05:36 Nicole's Honest Verdict  06:33 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Transcript

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0:00.0

Entrepreneurs, your office is wherever you are, the hair salon, a client meeting, or your job site.

0:06.3

U.S. Bank gets it. You deserve U.S. Bank Business Essentials.

0:10.0

Winner of Tereshits Big Bank Theory Award for Best New Product, 2025.

0:14.6

It combines checking and card payment processing so you can accept payments and get paid faster.

0:20.3

Plus, it offers unlimited digital transactions

0:22.8

with no monthly maintenance fee. Are you a plumber and need to get paid? Get payment before you

0:27.6

leave your client's house. Got a food truck at the stadium? You're covered. Selling your stuff at the

0:32.0

weekend craft fair? We've got you. You can literally take payments anywhere. Your business should be

0:36.6

as mobile as your lifestyle,

0:38.1

and your banking partner should be one step ahead. Visit usbank.com to learn more. That's the power of

0:43.8

us. Deposit products offered by US Bank National Association member FDIC, trademark 2025 US Bank.

0:51.4

You know I love a deal, so I've been dying to go to Japan. With the exchange rate,

0:56.0

the trip is basically on sale. I mean, you can get Michelin Star quality food for the price

1:01.4

of a fast food meal. And don't even get me started on the thrift shopping. Japan's secondhand

1:07.6

scene is legendary, and your dollar, well, your yen, is going to stretch

1:12.8

so much further than you think.

1:15.1

I'd love to go in late March or early April to see the cherry blossoms.

1:19.7

Yes, that's peak season, but I have a plan for that.

1:24.7

One way I can earn a little extra cash for the trip is by hosting my place on Airbnb

1:29.7

while I'm out of town. Hosting my home on Airbnb can help offset the cost of travel, making

1:35.7

that dream vacation less of a dream and more of a reality. But it's not just me. While you're

1:42.5

away, you could host your home on Airbnb, and now hosting is

...

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