Welcome to the Jill on Money Show. It is Friday, September 16th. By the time you're listening

to this, unless you're listening very early, maybe you're an insomniac or you live in

London and we drop, you know, we drop these things early, early in the morning. By the time

you listen to this, I will be up and riding my first day of the cycle for the cause. You

can still donate. I'm going to keep it up live through the weekend. And that's that 88

miles today, 102 miles on the second day, and then another 82 miles on the third day.

So wish me luck gang. I can feel the spirit and the wind and the hands on my back. All of

that together, I really do appreciate it. So to help declutter our inbox, I promised

mark that we would do a few episodes where they were just emails. And, you know, come on,

we got to make sure we unclutter and declutter and just plow through. This is a question

from Cheryl, who writes that she's got three insurance policies. One is through her employer

that is five times her base salary, $330,000. Another policy that is $150,000, which is

through the government and a 10 year term policy through New York life, I have a million.

The New York life policy rate increased in December. That was right at 10 years. And now

it costs $252 a month. It will double in December. I miss the cutoff to convert it. I just

need to get another policy before December. Oh gosh. I was diagnosed with cancer in November.

I'm now now cancer-free, but my health dictates the premium quotes, not just my age. I've

got 38 years of federal service and I can't retire at any time. My plan is to work until

age 62, but possibly retire sooner. I don't want to be working when if cancer returns.

Oh, this is tough, tough. I get a 90% disability payment each month. Pension would be $1,700

with survivor benefits. Retiring before 62 would allow me to get a stipend payment about $1,200

each month until I can collect Social Security at 62 or at my full retirement age of 67.

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