This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey Personality, Dr. John Deloney.

All right, today's question comes from Wesley in Arizona.

I've been hearing. Oh, man, anytime somebody starts with, hey, I've been hearing, oh, here we go.

I've been hearing more and more in the news recently about the government looking at digital currency.

Are they doing away with cash?

And if so, should I be worried?

Some are suggesting taking money out of the bank and investing it in gold or silver.

That's not something I feel comfortable with, but I don't want to lose my money.

They're coming for us, Dave.

You got a little prepper down inside of you.

Oh, way down in there.

I'm worried about some and I've been hearing.

Yeah.

They're coming for us.

They said, and I heard, are a really crummy financial planning firm.

Especially when you're getting it off the Internet, because everything on the Internet is true.

Abraham Lincoln said that.

So, um, okay. Um, on the internet's true. Abraham Lincoln said that.

Okay.

First, let's understand that actual paper money is a very small percentage of our economy already.

That when you Venmo someone, when you write a check to someone, when you use your debit card to someone, when you have an automatic withdrawal from your checking account

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