It's Friday, and this is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey Personality, Christy Wright.

Mark is in Traverse City, Michigan.

Hey, Mark, welcome to the Ramsey Show.

Hi, Dave, hi, Rachel.

How are you doing?

Big fans.

Me and my wife and I, use your principles, and thank you so much for everything that you've done for my wife and my family's life, first of all.

Well, thank you.

How can we help?

Well, my wife and I are in baby steps four, five, and six right now.

We make about 130, $140,000 a year, and we've pulled up a bunch of cash right now to pay for my first

vehicle post baby steps one through three, and I'm replacing my beater essentially right now.

And we have about $30,000 saved up right now to buy a half ton pickup truck that we're looking

for.

But as you know, the housing market and the vehicle market

are almost identical on the supply and demand issue that's having with it right now. And I'm

a little leery about trying to buy a vehicle that I feel is overvalued anywhere between $5,000

only to have the supply chain issue get corrected in this fall do you have any

opinions on the vehicle market right now in regard to that question i don't have any opinions

that would be based in fact only feelings so i will qualify it with that but as you've already

ascertained we those of us in business have observed that when the factories

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