Before you listen to this BBC podcast, I'd like to quickly tell you about some others.

My name's Andy Martin and I'm the editor of a team of podcast producers at the BBC in Northern Ireland.

It's a job I really love because we get to tell the stories that really matter to people here,

but which also resonate and apply to listeners around the world.

And because the team is such a diverse

range of skills and strengths, we have trained journalists, people who love digging through

archives, we've got drama and even comedy experts. We really can do those stories justice. So if

you like this podcast, head to BBC Sounds where you'll find plenty more fascinating stories

from all around the UK. BBC Sounds where you'll find plenty more fascinating stories from all around the UK.

BBC Sounds, music, radio, podcasts.

Wake Up to Money from BBC Five Live.

Hello, welcome to Wake Up to Money.

We will get the latest in just a moment on those LA wildfires which are still burning and as well as the

horrors of the fire itself, they're now set to be among the costliest in US history.

Closer to home, UK borrowing costs have soared this week. We'll find out what that means

with our usual Friday experts. And if you've ever fallen out with a ticket tout, then there is some good news

today. Yes, if you're one of the people who missed out on Taylor Swift or Oasis tickets last

year, only to see them pop up on a resale site for hundreds of pounds more, then keep listening

because the government says it's going to tackle the issue. Plus, we'll find out what kind of boost

there could be for

Bradford as it becomes the UK's city of culture for 2025. Wake up to money with Felicity Hannah.

Very good morning to you. It is the 10th of January. It's Friday. It's four minutes past five. It's

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