Are These Common Money Habits Broke, Average or Wealthy?

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.9 • 2.8K Ratings

🗓️ 11 September 2025

⏱️ 42 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

💪🏼 Which side hustle is right for you? Get personalized recommendations with this Side Hustle Quiz. When you think you’re slaying the personal finance game by following the latest money trend . . . but you’re really just taking one step forward and two steps back—no more! Today, George and Rachel are explaining why these common financial habits will make you broke, average or wealthy. Next Steps: 🎥 Watch our video Habits Wasting Your Time (and Money) in 2024. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Sign up for EveryDollar today to create a free budget. Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍋‍🟩 Cucumber Lime Mocktail Recipe: Vibrant Plate · 1 large cucumber · 1 cup of water · 2 limes · 3 tablespoons mint leaves · 2 tablespoons maple syrup · Pinch of salt · 1 cup carbonated mineral water · 2 cups of ice cubes (or more as needed) Instructions: Peel and dice one large cucumber, then add to a high-speed blender. To the blender, add one cup of water, the juice of two limes, three tablespoons of mint leaves, two tablespoons of maple syrup, and a pinch of salt. Blend until smooth. Strain the cucumber juice through a fine strainer or cheesecloth into a jar. To the jar, add one cup carbonated mineral water and two cups of ice cubes (you can add more ice cubes if you like). Serve in glasses with ice cubes. For decoration, you can add some cucumber slices, a lime wedge and some more mint. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	When you think it's a financial slam dunk, but it's actually a major airball.
0:09.6	That's right.
0:10.0	I can make sports references.
0:11.9	And today we're playing a little game of broke, average, or wealthy.
0:15.7	Nothing else will trip you up more when it comes to building wealth.
0:18.8	And I think all of those three can play into it.
0:21.1	Oh, this is going to stir the pot.
0:23.5	This will, this will make people mad.
0:26.7	Hey guys, I'm Rachel Cruz.
0:32.5	I'm George Camel.
0:34.3	And this is Smart Money Happy Hour.
0:42.5	Thank you. Camel. And this is Smart Money Happy Hour. Well, this is the show where two friends who happen to be money.
0:46.0	I started to talk about what you're talking about, everything from pop culture,
0:49.1	current events, and money.
0:50.2	But first, we have to talk about what we're sitting on, Rachel.
0:53.6	We must.
0:54.4	Okay.
0:55.4	And our production coordinator went home to get a blender to make this drink.
1:02.2	So be very kind with your words.
1:03.8	The amount of effort that went into this.
1:05.5	I have no blame toward the person who made it.
1:07.8	I have a blame toward the recipe.
	...

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