Welcome to the Jill on Money Show. It is Saturday, July 1st, and we're going to keep these

intros pretty tight this weekend. I know it is a long holiday weekend. And for many of you,

you might catch up later. So let's bang this out. This is the program that takes the mystery

out of your financial life. It is a way for

us to help you understand where you are with your decision making. If you've got a question,

just go to jillonmoney.com, click the contact us button. Let us know if you'd be willing to come on

the air. Let's talk to Vicki, who's on the line from Boston. So I have a couple of questions.

One is relative to the fees that my financial advisor charges me.

And then second is if you have any advice on a hasty decision I made relative to term

life insurance.

Okay.

First, tell me how old are you?

59 almost and a half.

I love that half because it becomes a magical number, doesn't it? Yes. Are you working still?

I work for a university, yes. How much do you make at your university? Just under 60.

Okay. Are you married, single, partnered? Widowed. Bummer. Total bummer. But you're too young to be a widow. It's been 11 years. Oh, my God. That's terrible. Jesus. Yeah. Yeah. Kids? Two in their 20s. One's launched and one is still home with me. You're such a good mom. Okay. When do you think you're going to retire? Not a minute past 67. Oh, I like that. But 67's a good number. There's too much you want to do. All right. I hear you. On your $60,000 salary, does that support you? Do you have,

do you feel like you've had a comfortable life right now? Comfortable is relative. I mean, I try to live within my means. I'm comfortable. Yes, would I like to have a higher salary,

of course? But I make do with what I have because I want, I have a job that doesn't give me a lot of stress.

And that's what I have to focus on avoiding my stress.

Yeah, that makes sense.

I mean, there's tradeoffs and everything, right?

I mean, I feel the same way like, hey, I could be making a lot more money, but I love what I do.

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