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The Ramsey Show

Are CDs a Good Investment in This Market? (Hour 3)

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 16 May 2023

⏱️ 39 minutes

🧾️ Download transcript

Summary

Dave Ramsey & Rachel Cruze answer your questions and discuss: "Can I afford to be a stay-at-home mom?" Teaching a 16yo about handling their money, "My brother is whispering in my ear about investing in CDs", The debt snowball vs. debt avalanche methods, "We feel unsafe in the house we just bought. Should we move?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

bin

0:25.1

Live from the headquarters of Ramsey Solutions, broadcasting from the pods, moving and storage studios.

0:34.1

It's the Ramsey show, where we help people build wealth, new work that they love, and create actual, amazing relationships.

0:44.1

Rachel Cruz Ramsey Personality, number one bestselling author, co-host of the brand new wildly popular smart money happy hour with George Campbell.

0:53.1

On Ramsey Networks, it's a big time podcast, be sure and check it out.

0:57.1

Hey, we're here to help you. The phone number is triple eight, eight, two, five, five, two, two, five.

1:02.1

Diana is in San Jose. Hi, Diana. Diana, what's up?

1:06.1

Hi, Dave. Hi, Rachel. How are you doing?

1:09.1

Great. How can we help?

1:11.1

Quick question for you. I want to work towards becoming a stay at home mom in about two to three years.

1:19.1

And I wanted to ask if you think I can afford it and if it's a good idea.

1:25.1

Okay, so what are you guys make now with both your incomes?

1:30.1

So my income is about, I'm a little shy of about a million dollars a year.

1:34.1

A million?

1:35.1

My husband's one million right, and my husband's about 150.

1:39.1

Oh wow.

1:40.1

What do you do?

1:42.1

I'm vice president for a major corporation.

1:46.1

Holder your kids.

1:48.1

Get their mind and 11.

1:51.1

And my goal is to try to be home for them during your 10 years.

1:55.1

Yeah.

...

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