Ted Audio Collective. Hello everyone you're listening to after hours I'm Felix I'm me here. Did you see the first snow the other day? I did it was spectacular.

Yeah at this time of year the first snow is great you know talk to me in March it's a different

question but I am still a sucker for that first

snow and I'm still a sucker for winter. I was actually thinking about that there are

some experiences in your life you've seen it so many times and then say the lights we talked about around the

holidays with Hanukau now and the Christmas lights everywhere. Yeah. So nice

that there are these things in our lives that don't get old that always feel special.

Absolutely. And we have topics. What did you bring today?

We have this tradition of sometimes focusing on one company. And there is a company that I think we've never really talked

about that's super fascinating which is JP Morgan I think you're right we never

talked about it and then we've gone through this crazy year in banking but it's a

useful juncture to step back and talk a little bit about

J.P. Morgan, I think.

And what did you bring, Felix?

We have new data on the people who go to college, and I wanted to talk to you about what did we learn what's

interesting what's perhaps even very different from the typical image that we have

who's a college student.

Fantastic.

That sounds great.

So we're here, J.P. Morgan.

Yeah, sometimes there's these business stories that happen in

plain sight and you don't even realize they're happening. And I think J.P. Morgan over the last

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