This is what I'm trying to understand right now, man. The U.S. banks have $6 trillion to lend, but companies or people aren't buying are losing that money.

Why? Because interest rates are too high.

But during that same season, here's the kick up to this, right?

During the same season, 50 billion dollars alone have been made off overdraft fees.

Of overdraft?

So you're not able to loan the money out, right?

But you still like bet,

overdraft fees still in full effect

Who does that impact the impact the financially vulnerable and when asked,

who would be willing to cut their fees during this time? The only bank that stood up was Citibank and Bank of America.

Everybody else was like,

shit, they're to pay these fees.

That shows you the nature of the beast.

Unemployment is at 3.7%.

Six million people are unemployed.

1.4 million claims.

I'm going to keep it 100 with y'all.

If that unemployment gets to its 12 month average, which is 4%, which is back to the January lows.

It's another high indicator if we're in a deeper session.

Is that 3.7% right now? Unemployment.

3.7%. 6 million people don't have jobs. 1.4 million claims. So when we look at the January

lows, what was it in general? 4%.

...