For anyone who's feeling like they have tried and they can't do it or like there's something

wrong with them, it's not you. You are not the problem. If there's a problem, it's your system.

You don't need to be better. You just need a better system.

Hi, this is Monica Packer and and you're listening to About Progress, where we are about

progress made practical.

Let's face it, the topic of money brings up a lot of complicated feelings for even the most money savvy among us.

Feelings of fear or discouragement, insecurity, scarcity, and anxiety.

I know all of us are feeling these things even more these days thanks to tumultuous economic times that we are in

and how we are seeing those times reflected on our receipts and in our bank accounts.

I was raised in a very frugal household that taught me the value of a dollar. And even then,

I find that navigating money on a day-to-day basis

is a really anxiety fraught thing for me, mostly because I carry this constant question

mark over if I am doing things, quote unquote, right. This is especially true when it comes to

budgeting. Budgeting is something I have had a

fraught relationship with as an adult. Even though I'm not naturally a spender, I'm in the position

of being the main spender in our household. So I have found fastidious budgeting to be more

despairing than helpful, to be honest. If you're in a similar boat, if you find yourself

thinking, I'm just bad at money, if you are carrying around that big question mark, am I doing

this right? And if you've really struggled to know how to manage your money well without falling

for the nickel dime kind of budgeting, today's episode is going to be both a

salve and a guide for you. I am speaking with Rebecca Palmer. She is a financial advisor who will help

us understand why budgeting often fails, how our financial world is actually designed to make

...