Anyone Can Become a Millionaire in America Today

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 28 December 2023

⏱️ 117 minutes

🔗️ Recording | iTunes | RSS

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Summary

Dave Ramsey & George Kamel answer your questions and discuss: "We disagree on how much to save for a house," "How do I save for retirement at my age?" "What should I do after going through divorce?" "How do I start building long-term wealth?" "How should I enjoy wealth as a pastor?" "Should I pay off medical bills or cars?" "Should I mortgage my rental properties?" "How do I prepare for upcoming expenses?" "Should I be concerned about de-dollarization?" Baby Steps Millionaire Theme Hour. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance Balance of Nature Christian Healthcare Ministries BetterHelp Neighborly Join the Crusade at Ramsey Solutions! Apply Now! Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	The Oh, Live from the headquarters of Ramsey Solutions, it's the Ramsey Show where we help people build wealth, do work that they love and create
0:38.0	actual amazing relationships.
0:41.0	George Camel Ramsey personality is my co-host today.
0:44.2	He's also the co-host of Smart Money Happy Hour and the host of the George Camel show
0:48.2	very popular on YouTube, both Ramsey Network Productions and we'll be taking your calls. The phone number is
0:54.2	828-2-5-225. Brian starts this hour in St. Louis. Hey Brian
1:01.6	welcome to the Ramsey Show.
1:03.0	Hey, thanks for the call.
1:05.8	Sure, what's up?
1:07.8	My wife and I are trying to build a house, and we're discussing how much we should have saved ahead of time. I would like to have
1:15.8	a hundred thousand saved and she wants to start now or at about 40,000 saved.
1:24.0	Okay and so she isn't as concerned about the down payment as you are.
1:29.4	She's just excited to get going. More so than concerned about the down payment, which you are. Yeah.
1:36.7	So what does the payment process look like for this build? When is all the money do?
1:42.4	Well, we haven't started anything yet.
1:45.0	And so I would like to save 100, hopefully get 200 out of our house,
1:51.0	and then maybe go 350 total and then just have 50 left to finish up when we're all done.
1:57.6	What do you make? Which we could... What else would?
2:00.5	About a hundred? Okay.
2:03.0	So you're talking about a $350,000 build.
2:07.0	Okay.
2:08.0	And you got 40.
	...

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