Hello, everyone. And welcome back to an all new episode of the Financial Confessions. And this week's video is brought to you by our own society at TFD. If you haven't joined yet, there is so much that you're missing. We have our monthly office hours with me, where you get to ask me anything you want. We have our monthly book club hosted by my colleague Holly, where society members themselves choose the book they want, and then we all discuss it together. We have tons of other stuff too, but perhaps most important is our monthly members only bonus video, which comes out one Tuesday every month in place of the video that's free for everyone. So if you haven't joined, hit that join button right below this video, and we'll see you at the Society at TFD.

It is I, Chelsea Fagan, founder and CEO of the financial diet

and woman who loves to talk about money.

And I am, as you can maybe tell, if you've

watched other episodes recently and are watching on YouTube,

still in sunny Los Angeles.

I have gotten away from what is very spoopy weather back in New York City,

enjoying that vitamin D just streaming down relentlessly upon me,

and speaking to a whole bunch of really, really cool people

out here in LA.

Now for the most part, I did want to target people

who were either kind of unique to the industry,

like in the case of one broke actress, or in a category that we may not have as much access

to in New York City. But I also wanted to make sure that we were talking to some just straight

up, true blue, down to the bone personal finance people who can answer all of the personal finance questions that you guys have.

And which is at the end of the day, as much as we're out here talking about like fitness and dividing labor in the home and acting and all of that other stuff, the very core of what we do here at TFD.

So I wanted to bring out a guest that we've known here for a while in Southern

California. She's actually based in San Diego, but did make the track all the way up to L.A.,

which in and of itself is just like iconic behavior. She is actually a CFP and a CFA.

She is all of the experts when it comes to all things money. She's also launched her own personal finance app, which she's going to talk about a little

bit as well.

But mostly she is here to be our little impromptu personal finance advice columnist and specifically

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