Answering Listener Questions on Social Security
Big Picture Retirement®
Devin Carroll
4.7 • 546 Ratings
🗓️ 8 July 2024
⏱️ 40 minutes
🧾️ Download transcript
Summary
In this episode, Devin dives deep into the Social Security questions sent in by our listeners. Topics include questions on the earnings limit, spousal benefits, survivor benefits, and the big one...how future benefit cuts could impact retirees
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Transcript
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| 0:00.0 | The Big Picture Retirement Show does not provide tax, legal, or financial advice. |
| 0:04.1 | Listeners are encouraged to seek out their own advisors in these areas. |
| 0:10.3 | Hey, everyone, welcome to the Big Picture Retirement Show. |
| 0:13.6 | I'm your host, Devin. |
| 0:14.7 | And today, I'm flying solo. |
| 0:16.7 | John is out traveling, but that's okay because we have a stack of listener questions, and I've |
| 0:22.4 | picked out all of the questions on Social Security, and we're going to work through those today. |
| 0:27.7 | You know, before we jump in, I'd like to hit the pause button and just say thanks. |
| 0:32.9 | You know, thanks to all of you who have been loyal listeners through the years. |
| 0:37.1 | You know, here lately, I've been talking to a lot of you, and I've been hearing some of you say that you've been listening to the show since 2017, 2018, or 19. |
| 0:48.2 | And I can tell you that it means the world to both of us, that, you know, you've stuck around as John and I have grown this show from |
| 0:54.2 | its early days where I don't really think anyone was listening to where it is today. And we know |
| 1:01.4 | that we owe our growth to one thing and one thing only, and that's you. So thank you so much |
| 1:07.4 | for continuing to listen and tuning in when we release new episodes, |
| 1:12.3 | for sharing those reviews, especially the reviews in the Apple podcast. |
| 1:16.5 | We read every one of those, and I can't tell you how valuable those are for the show. |
| 1:21.6 | So with that, though, let's dive in to the Social Security questions and get right into it. So the first comes from Charles. |
| 1:30.9 | And Charles said that a financial planner stated that the Social Security benefit recalculation |
| 1:35.9 | stops at age 70, even if you are working and earn enough to replace one of the 35 years. |
| 1:43.4 | I can't find any supporting comments on the Social |
| 1:45.9 | Security website. What is the truth? Well, in this case, the financial planner is not correct. |
| 1:51.1 | You can go to the Code of Federal Regulations, and you can see clearly there that the earnings |
... |
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