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Hey, I'm seeking advice on how I can get my name out of a house loan. I purchased a home in 2008.

It was valued at $200,000 under my credit with my girlfriend at the time.

Uh, her end loss offered $40,000 to help us with a down payment with the promise that we paid them back when we refy in a year.

Um, the girlfriend at the time and I broke up months later.

Um, I wanted nothing to do with the house.

Uh, I left.

I went to a UPS notary place to get my name removed out of the title and the in-loss of the name got added on the title.

Um, the loan though, say it in my name, uh, with the promise of getting my name out of the loan after a year or so.

I've tried countless times to initiate a refy for the house, uh, but it never works out

with the in-laws, either they didn't get approved or the credit at the time wasn't

good or they did not turn in paperwork, et cetera.

16 years later, the house owner is still under my name.

The title is under their name. There is now renters in the house, managed by a rental company. I have the equity of about $400,000 at this time. I recently re-engage with them with a new mortgage loan advisor in the picture two weeks ago

to re-app another refi to get my name out of the loan and it's taking them two weeks to

just send back documents to get the process going so I feel like it might end up to be another

unsuccessful attempt so my question is what can I do in the situation? My ultimate goal is to get my name

out of the loan the summer. I want to move on in my life with my new family. And I also want to

ask if I have any rights to the equity of the house whenever it gets sold. You want the equity out of the house.

Is there a place for that?

Really, my ultimate goal is just to get my name on the loan.

Yeah.

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