Your guides to a really great financial future.

Tom and Don are talking real money.

There's a lot of advice out there floating around on the internet in the occasional printed

publication, which of course Tom loves.

He loves anything that kills trees.

He's a big fan.

There's a lot of information about investing, how you should invest particularly for

retirement. And a lot of that

advice comes from people with a, well, a questionable motive, particularly when it comes to

annuities. We are not big fans of annuities. Let's just start with that.

Generally speaking, generally.

If we're going to go broadly, we're going to say, eh, not the best idea most of the time.

However, there are times when an annuity might make sense.

And to that end, we recently read an article from our friend Christine Benz over at Morningstar,

entitled How to Buy an annuity, and we thought we would, well, comment on her position on annuities, what she

thinks you ought to be doing when it comes to using annuities in your retirement portfolio.

Yeah, and she had done a piece earlier about is an annuity right for you. Both of these

are available free, by the way, at Morningstar. So you could go read first, is an annuity right for you?

This piece was about sort of once you've made the decision that it is how to go about buying an annuity and what money

to use.

Let's start there, though.

Let's start with is an annuity right for you?

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