Insurance doesn’t just price risk. It enables progress. In this episode of Scouting for Growth, Sabine VanderLinden sits down with Amrit Santhirasenan, Co-founder and CEO of hyperexponential (hx), to explore why insurance pricing sits at the crossroads of mathematics, technology, and human judgement—and why that intersection is more important than ever. Amrit’s journey into insurance wasn’t linear. Trained as a software engineer during the collapse of the dot-com bubble, he found his way into actuarial science almost by accident—and stayed by choice. What drew him in was insurance’s unique role as a societal pillar. Without mechanisms to absorb risk, planes don’t fly, buildings don’t rise, and innovation stalls. Risk-taking is how societies move forward—and insurance makes that possible. The conversation dives deep into pricing complex risks, particularly in specialty insurance, where historical data is often an unreliable guide. Emerging risks don’t behave like fire or flood. The past, Amrit explains, is no longer a sufficient proxy for the future. This is where decision intelligence comes into play. Crucially, decision intelligence isn’t new. What’s new is the ability to operationalise it at scale. Amrit distinguishes between decision intelligence as a mindset—a structured way of thinking about uncertainty—and the technology required to apply it consistently, transparently, and quickly in real-world pricing decisions. This is where hx Renew enters the picture. Designed to remove the friction of legacy systems, hx Renew allows insurers to build, test, and deploy pricing models without drowning in database manipulation or brittle workflows. By abstracting away the “boring but necessary” plumbing, teams can focus on what truly matters: understanding risk, improving judgement, and making better decisions faster. At its core, hx is about fairer, more efficient markets. In competitive environments, Amrit argues, the most powerful lever isn’t speed alone—it’s information. The better the data, the clearer the assumptions, and the more transparent the logic, the better the outcomes for insurers, brokers, and customers alike. This episode offers rich insight into: Why insurance is one of the most intellectually demanding industries How decision intelligence improves pricing in the face of uncertainty Why emerging risks require new tools, not just better spreadsheets How modern analytics platforms change the way insurers work It’s also a reminder that loving the problem matters. As Amrit puts it: come for the technology—but stay for the insurance. 🎧 Tune in—and ask yourself: are your pricing decisions constrained by tools… or empowered by intelligence?