You're listening to me for free right now, and that's awesome because more and more things aren't free right now.

I mean, think about all the things you're paying for daily, monthly yearly.

Well, here's something that won't add to that list, the free iHeartRadio app, podcasts, streaming music, digital radio.

All free, it's the future of audio and unlike almost everything else in your life right now,

except maybe air, it doesn't cost a dollar.

So take advantage of this, listen to everything you love on the iHeartRadio app for free.

iHeartRadio

This is the Tom Harbin Program

ProPublica just does this extraordinary reporting, deep dive research, comprehensive analysis.

This is a story by David Armstrong, Patrick Rucker and Maya Miller over at propublica.org.

Titled UnitedHealthcare, tried to deny coverage to a chronically ill patient.

He fought back in exposing the insurers' inner workings.

And this is about a story, it's a story about a fellow by the name of Christopher McNaughton.

He was a student at Penn State University and Penn State University had come up with a

health insurance plan for all of their students, it was through UnitedHealthcare.

And so Patrick was covered by this and they were high-fiving when they sold the university

of the policy like, hey, we're going to make a ton of money on this thing.

And then they discovered that they had this one problematic student, as they write in ProPublica.

United provided the health insurance plan for students at Penn State University was a large

and potentially lucrative account, lots of young healthy students paying premiums in,

not too many huge medical reimbursements going out. But one student was causing UnitedHealthcare

a lot of money. Christopher McNaughton suffered from a crippling case of ulcerative colitis,

...