Hey, good morning everyone. Now, you might have noticed it's a little more difficult to afford a house these days.

And it's not only that, you might notice that groceries are more expensive or they give you less in the bag than you used to get it

seems that the quality of life these days is the debatably getting a little more

rough let's put it that way and this seems to be actually something broader

happening in society right now now let me explain right it's not really just

something one person is seeing Americans overall seem to be recognizing this,

and it's tying into some broader problems, like for example, like the retirement crisis.

We're facing a depression crisis, we're facing a loneliness crisis, and when you look at the whole picture of this,

it suggests that maybe there's something we should look at a bit more, a bit more carefully.

Let's put it that way.

Now, look, when it comes to this retirement crisis, according to statistics, 30% of Americans say they owe more money on their credit cards than they have in retirement savings.

And, you know, I'll be going into what this crisis will mean for frankly all of us because that'll

catch up with us in a few years.

You know, Walmart on another note, interesting stuff happening.

They've announced a new payment system.

They're going to start bypassing the use of credit cards by letting customers pay directly

through the bank accounts.

And that's going to be interesting because maybe it can help break some of that credit card

debt crisis we're having, which is barreling towards all the other things.

And like on the Walmart thing, I know it sounds a whole lot like digital currency, but I think

it's different. I'll be going into why I think that later in the show.

And also there's a growing, there's, well, hey folks, it's, it's election season, which means it's

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