Welcome to the Jill on Money Show. It's Friday, February 23rd, and we are here trying to help you make good financial decisions for wherever you are. And I really want to emphasize that where you are, not where anyone else is. It is very important for me that we are responding to what is going on in your life.

And I get it. We listen to these stories from everyone else. They're interesting. But if you want

a little bit more help that is more customizable to your situation, give us a holler. Go to

Jillonmoney.com. Click the contact us button. button i know we don't do this for a living but mark

and i are both cfps we do the best we can with the information you give us and hopefully you're

helped with that information today we're talking to philip who's on the line from chicago welcome philip

how are you today i am well well, Jill. How are you?

Doing great. Now, the reason I am so excited is that right before we got on the air, I noticed from Philip's signature line that he's actually a shrink. So I feel like we're about to have a very

interesting conversation about money and emotions. And you can do some therapy on us as well. How about that?

Sounds good. All right. So what brings you onto the program today? Give everyone the background and what is it that got you on the air today that you want to talk about?

Yeah. So recently I've heard about you talking with some listeners about if they're on track or not.

And I kind of feel like I'm in the boat of an aggressive spender and almost obsessively, or it's not spender, saver.

And obsessively so.

And I'm just wondering, like, am I saving too much?

And then also just I had some questions about kind of rebalancing and how to how to decide when you need to start going into more conservative, you know, allocations and whatnot.

Okay. That sounds great. First of all, how old do you fill it?

I'm 43.

Okay. And you work full time, right?

I do. And then I have a side hustle that actually produces more income than my full-time job.

Whoa. How much do you make on my full-time job. Whoa.

How much do you make on the full-time job?

About 90,000.

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