Welcome to the Jill on Money Show. It is Saturday, May 14th, and we are here to try to take the mystery out of your financial life.

And I know these are tough times. These are the moments where you are really challenged to stick to your game plan or if you don't have a game plan to quickly

contact us and scramble and try to create a game plan. If you're feeling nervous, if you're feeling

anxious, if you don't know what to do next, if you're tempted to make some sort of dramatic move

in your financial life, please don't do it until you give us a holler. Go to jillonmoney.com, click the contact us

button and let's get you on the air because these are the times where you can make mistakes.

These are not terrible mistakes. If you did something like sell and make yourself nutty or

whatever, we'd get back in. But I'd like to prevent any unforced errors. That's really one of the

things that we think is most important as we travel along your financial road.

Okay?

So let's see.

We are going to start our weekend with Ashley from Florida.

She may be, if you can believe it, over-diversified.

Hi, Ashley.

Hi, Jill.

I have a couple of questions about some retirement items.

Okay.

I feel like I'm over-diversified in my retirement.

I have a government TSP because I'm military.

Okay.

I have a Roth IRA.

I have a traditional IRA, which I'm currently using because I have to do backdoor IRA based on my husband and I's income. Mm-hmm. And I also have a Roth annuity. What do you mean a Roth annuity? You mean you have a Roth IRA that's invested in an annuity? Yes, ma'am. Okay. I love that you call me, ma'am, but you have to stop that right now.

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