ALL energy bills to fall | Plan 2 student loans | Retirement tips
The Martin Lewis Podcast
BBC
4.4 • 929 Ratings
🗓️ 26 February 2026
⏱️ 52 minutes
🧾️ Download transcript
Summary
The main topic this week is all about your energy bills. It’s the biggest shakeup to energy bills for a few years. All bills are coming down on 1 April, not just the price cap, fixes & others too. So whether you’re on prepay, direct debit, with an EV or more then Martin explains how you make the most of it
Martin also explains Plan 2 student loans, there’s talk the government may be about to change policy, so what are the options and how does it work.
The Tell us this week is about what you learnt when you retired that you would now tell others in advance.
And this week’s Mastermind is all on inheritance tax, we’ve buried a few important tips in there on it too.
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.
Transcript
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| 0:00.0 | BBC Sounds, Music, Radio, Podcasts. |
| 0:05.0 | Sit back, everyone. |
| 0:10.0 | It is another complicated one. |
| 0:11.8 | So, price cap, and the price cap is a pants cap. |
| 0:14.3 | My honest answer is your fixed rate is going to get cheaper on the 1st of April. |
| 0:17.3 | Should we move on to the... |
| 0:18.1 | We've done some simple subjects today, haven't we? |
| 0:19.9 | Student finance and the interaction of underlying energy bills when we're having an unprecedented |
| 0:24.0 | move. |
| 0:24.8 | This is fun. |
| 0:26.3 | Hello, I'm Martin Lewis and this is the cunningly named the Martin Lewis podcast. |
| 0:31.1 | I do wonder what that's going to be about. |
| 0:33.0 | Now, usually much of it comes from my BBC Radio 5 live show with Adrian Childs, But there's also bonus money saving tips just for you lucky, lucky podcast listeners. |
| 0:42.7 | In today's pod, it's the biggest shake-up to energy bills for a few years. |
| 0:47.3 | All bills are coming down on the 1st of April, not just the price cap, fixes and others too. |
| 0:52.8 | So whether you're on prepaid, direct debit, got an EV or more, |
| 0:56.2 | how do you make the most of it? Plan 2 student loans. There's taught the government may be |
| 1:02.5 | about to change policy. So what are its options and how do they actually work? The tellers this |
| 1:08.4 | week, what did you learn when you retired that you'd now tell others |
| 1:12.4 | in advance? We've had some amazing answers to this, including don't retire in January, and focus |
| 1:18.2 | on your health span, not your lifespan. And this week's mastermind is all on inheritance tax, |
| 1:24.4 | and I've buried a few important tips in there too. Play the theme tune. |
... |
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