So banks make money by investing other people's money, right?

Yeah, essentially, um, and they invest the money and loaning it out.

That's basically it.

They take it to pause and say, loan it out, live on the spray.

It's primarily.

So what is you guys, um, investment strategy or what, what, what the

you guys invest the, the consumers money in?

So it's not, it's not about necessarily investing at the, at the holding

company level, any investment we make has to be approved by the federal regulatory

bodies.

Uh, there will be opportunities to do that.

And I do think there's some of the work that we talked, that we just talked

about in fintechs.

I think it's appropriate for us to look at figuring out how do we spark more

innovation in the fintech space so that we can close that ecosystem.

So investing in technology and in businesses that are in that space would

make a lot of sense for us.

But what makes the technology we're talking about it, you have to be able to,

in a post-COVID world where, you know, nobody's walking in the bank to do anything

right now, unless you just have to.

We have to be able to concierge level of banking so that right now where you're

sitting at, wherever you are right now, if you decide to, hey, you know what,

...